Owning a home is a worthwhile but often challenging experience. Issues surrounding purchasing, financing and maintaining a home are complex. Area homeowners or prospective homeowners can get guidance from the Northwest Housing Partnership. On Saturday, January 26, 2019 at 9:30 am at the Mount Prospect Public Library the Partnership will offer a series of presentations on homeownership. Six professionals in the areas of law, finance, and real estate will share guidelines and pathways for buying and maintaining a home. Information about the various programs offered by the Partnership, such as the Handyman Program, will also be provided. Each professional will also be available to answer questions. Come and learn about resources for home buying and home maintenance guidance that are available nearby. You can register here for the program.
News from the Research Desk
News from the Research Desk Blog
Security freezes, also known as credit freezes, restrict access to your credit file, making it harder for identity thieves to open new accounts in your name.
As of Sept. 21, 2018, you can freeze and unfreeze your credit file for free. You also can get a free freeze for your children who are under 16. And if you are someone’s guardian, conservator or have a valid power of attorney, you can get a free freeze for that person, too.
How will these freezes work? You should contact all three of the nationwide credit reporting agencies—Equifax, Experian, and TransUnion. If you request a freeze online or by phone, the agency must place the freeze within one business day. If you request a lift of the freeze, the agency must lift it within one hour. If you make your request by mail, the agency must place or lift the freeze within three business days after it gets their request. The freeze can be lifted temporarily without a fee.
Don’t confuse freezes with locks. They work in a similar way, but locks may have monthly fees. If you want a free freeze guaranteed by federal law, then you should opt for a freeze, not a lock. Learn more about credit freezes and other Bureau of Consumer Financial Protection resources here.
Mistletoe, presents, candlelight–all of these and more are part of winter holidays. The origins of the traditions carried out this time of year are both ancient and modern. The editors of JSTOR an online resource of academic articles have collected a variety of articles which address aspects of the winter holiday season. You will learn more about Santa Claus, mistletoe, the lights of Hanukkah, poinsettias, the winter solstice and other treasured aspects of this time of year. Take time during this busy season to immerse yourself in the lore of the winter holidays. May this experience bring you understanding and a greater appreciation of the season.
The Village of Mount Prospect is providing opportunities for members of the communities to have their voices heard in regards to the future of Mount Prospect.
Coffee with Council – New “Open House” Format
Tomorrow, Saturday, December 8th, drop in to Coffee with Council which now has a new “Open House” format to accommodate residents’ busy holiday schedules. Village elected officials and staff will be available for an informal chat about anything concerning Mount Prospect – drop in anytime between 9 and 11am. Come as you are, go as you please – families are welcome. While you’re there, enjoy a complimentary cup of coffee and a sweet treat.
Call 847-818-5300 for more information. Coffee with Council is typically held on the 2nd Saturday of each month.
Contribute to the 2019 Strategic Plan
Village staff and elected officials would appreciate your thoughts on what they should include in the 2019 Strategic Plan. They have provided an open-response online survey which is open now through January 6, 2019 and can be found here: Click here to view and complete the survey.
Don’t know what is included in a Strategic Plan? Each year since 2015, Village staff and Village Board work together to complete a Strategic Plan. This document helps identify top and high priority projects which will be the focus for various departments in the following year. Both immediate and longer-term items (5, 15 years into the future) are addressed in the Strategic Plan, which also includes overall Vision, Goals, and Action Items. To take a look at a 2-page compressed view of 2018’s 200+ page strategic plan, try taking a look at last year’s Strategic Plan Implementation Guide In Brief.
Whether you’re an entrepreneur, budding small business owner or seasoned veteran of owning your own business, one thing you’ll definitely appreciate is the importance of having a solid business plan. Just in time for December–National Write a Business Plan Month–MPPL is here to help. Check out our collection for books on writing business plans, or dive right in by accessing Gale Small Business Builder from our list of web resources! GSBB is a user-friendly database that walks you through a step-by-step process for writing a business plan. It even works in tandem with related Gale Business databases to help you create a comprehensive plan designed for whatever your business, from retail to consulting and beyond. Try it this month and check out this video tutorial!