News from the Research Desk

News from the Research Desk Blog

Help with Medicare

medicare open enrollment, October 15 through December 7

The Medicare Open Enrollment period is coming soon. Between October 15 and December 7, 2022 those people 65 and over can sign up for Medicare or change the plans they currently have.

If you need a little guidance, Mount Prospect Public Library is hosting two programs that might help. On Wednesday, October 5 at 11 am, at the program Choosing Your Medicare Supplement Policy Tom Kilkenny from Weiss Financial Ratings will provide information about Medicare Supplement Insurance (Medigap). Learn how to use the Financial Rating Series Online web resource to help you identify hidden costs, compare prices, and choose the best plan. Kilkenny will also demonstrate how to get a customized pricing report for free with your library card. 

At the program Understanding Medicare on Thursday, October 13 at 7 pm, Medicare specialist John Larson will explain in detail Medicare, Medicare Advantage, Medicare Supplement, and prescription drug coverage. Learn important information about how to choose the right plan for you. Larson is a local independent insurance broker with 50 years of experience who specializes in Medicare coverage.

Both of these programs are in-person. You can register for these and other Library programs by going to the Library’s online calendar or by calling the Library at 847-253-5675.

For additional information about Medicare, go to the main Medicare website medicare.gov.

Public Service Loan Forgiveness limited waiver deadline is October 31

new updates to public service loan forgiveness

Do you work in public service such as a government agency (federal, U.S. Military, state, local, or tribal) or certain non-profit organizations? If you work in public service and you have student loans,  you may be eligible for the Public Service Loan Forgiveness program.

Public Service Loan Forgiveness (PSLF) allows qualifying federal student loans to be forgiven after 120 qualifying payments (10 years), while working for a qualifying public service employer.

In 2021, the U.S. Department of Education announced a change to PSLF program rules for a limited time because of the COVID-19 national emergency.

Under the new rules, once you take the necessary steps, any prior federal student loan payment made will count as a qualifying payment, regardless of loan type, repayment plan, or whether the payment was made in full or on time. All you need is qualifying employment.

This change will apply to student loan borrowers with Direct Loans, those who have already consolidated into the Direct Loan Program, and those who apply to consolidate into the Direct Loan Program by Oct. 31, 2022.

For more information visit studentaid.gov/announcements-events/pslf-limited-waiver

Mentoring for small businesses and entrepreneurs

SCORE North Cook and Lake Counties logo

Small businesses and entrepreneurs in Mount Prospect can receive free guidance from an experienced business mentor. 

The Mount Prospect Public Library partners with SCORE, a non-profit organization that is supported by the Small Business Administration. SCORE offers free, confidential mentoring by volunteers who have experience in all aspects of business.  

Mount Prospect Public Library patrons can sign up online for a one-on-one virtual session with a SCORE volunteer. Mentors can advise small businesses on topics such as product development, marketing, franchising, operations, strategy, technology, and nonprofits to name a few. Virtual appointments are available through the SCORE website. 

Find more resources for businesses on the Business and Financial Resource Guide. For assistance in accessing any library resources for businesses, including sample business plans, legal guides, and demographic data, stop by the Research Desk at the library, or contact us to request a reference appointment.         

New resource: Live online job search assistance

free online resume review, get personalized feedback on your resume

Mount Prospect Public Library patrons have access to a new resource designed to support every step of the job search process. Brainfuse JobNow is available from any home or library computer and features the following services:  

Live Interview Coaching: Patrons can brush up on interview techniques or get live online interview practice from trained job coaches. Job coaches and patrons communicate via live chat in our online classroom from 1 p.m. to 10 p.m. CST. In addition to live interview coaching, patrons have access to interview tips and career resources. 

Resume Lab: Patrons can submit their resumes any time through the JobNow Resume Lab and a job coach will send it back within one business day with detailed feedback and suggestions for improvement. Users are also able to download resume templates, or browse resources for producing better resumes. 

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Career Resources: Patrons have 24/7 access to a carefully-selected library of job resources. In addition, Brainfuse job coaches help users strategically target jobs best suited to their interests and qualifications. 

Adult Learning Center: The Adult Learning Center provides foundational, career-enhancing skills to job seekers. In addition, the Adult Learning Center offers test preparation (including the GED and the USCIS citizenship test) and a unique academic skills center featuring live, online tutors. 

Accessing Brainfuse JobNow requires a Mount Prospect Library Card number and PIN. With questions about Brainfuse JobNow or for assistance in accessing any library resources, stop by the Research Desk at the library, or contact us to request a reference appointment.       

Celebrating the Fourth of July

The Second Continental Congress formally voted for independence from Britain on July 2, 1776 while meeting in Philadephia. On July 4, 1776 it adopted the final draft of the Declaration of Independence. The declaration was read to communities and celebrations were held. In subsequent years people celebrated the act of independence on July 2, an occurrence wholly approved by John Adams, the second President of the United States. However, eventually July 4 became the date widely accepted as Independence Day. It was not until 1941 that Congress declared the Fourth of July as a federal holiday.

The people of Mount Prospect have always loved a parade. Here are some photographs from the collections of the Mount Prospect Historical Society and the Mount Prospect Public Library which show how Mount Prospect has celebrated the holidays with parades.

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Mount Prospect Citizens Band on Parade, c1930
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Fire Chief Edwin Haberkamp in Memorial Day parade, 1953
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Mount Prospect Public Library entry in Fourth of July Parade, c1975

Happy Fourth of July however you choose to celebrate it!