Virtual Money Smart Week 2021 will be held Saturday, April 10 – Saturday, April 17 . This week-long free virtual campaign aims to help people better manage their personal finances with a focus on those hardest hit by the COVID-19 pandemic.
This year’s line-up includes:
Saturday, April 10 @ 10 a.m.
Talking Cents (The University of Chicago Financial Education Initiative)
- Sunday, April 11 @ 10 a.m.
Savings: A Little Can Make a Big Difference (FINRA Investor Education Foundation)
- Monday, April 12 @ noon
Bank On It: Finding Safe + Affordable Bank Accounts (The Economic Awareness Council)
- Tuesday, April 13 @ 12:30 p.m.
- Understanding the Basics of Federal Student Loans (U.S. Department of Education, Federal Student Aid)
- Wednesday, April 14 @ 1 p.m.
Tax-Related Fraud + Identity Theft (Internal Revenue Service)
- Thursday, April 15 @ 1 p.m.
Managing Personal Finances During Covid-19 (Global Financial Literacy Excellence Center)
- Friday, April 16 @ noon
Housing Protections + Resources (Consumer Financial Protection Bureau)
- Saturday, April 17 @ 10:30 a.m.
Tips for Managing Money Ups and Downs (University of Wisconsin-Madison, Division of Extension)
View more details at www.moneysmartweek.org. Events are free and open to the public, but registration is advised. Questions for the panelists can be submitted during the registration process.
To help those negatively impacted by the COVID-19 pandemic, Harper College is introducing the Moving Forward Scholarship for short-term training programs.
The scholarship will benefit community members who have experienced job loss, require a career change, or have delayed college or employment due to COVID-19. It awards tuition for several Continuing Professional Education programs including contact tracing, medicinal cannabis, human resources certification preparation, real estate licensing, strategic planning, substitute teaching, truck driving and veterinary assistant training. Technology-focused programs include big data, cybersecurity, networking and web development.
Through the Moving Forward Scholarship, Harper aims to help individuals move from unemployment to employment, achieve additional training for a new career, or advance within an existing career. Special consideration will be given in guiding applicants toward relevant academic certificates and degrees to continue their studies. Scholarship recipients will also receive resources on how to conduct a successful job search. In addition, most CPE programs offer digital badges for participants to share training accomplishments with employers.
To learn more and to complete the application for fall 2020 and spring 2021 courses, please visit harpercollege.edu/pro. Applications will be accepted on an ongoing basis through spring 2021.
If you made accommodations with your lenders or creditors due to financial hardships related to coronavirus, follow these steps from the Consumer Financial Protection Bureau (CFPB) to ensure that your credit reports and scores are not negatively impacted. On this page you’ll also find helpful info relating to mortgage relief options, student loans and avoiding scams!
Well, the holidays are over and it’s the start of another year–and another opportunity to reevaluate your financial life and practices, woo-hoo! The good news is that it just got a lot easier, thanks to all the wonderful resources and tools available at Smart About Money (SAM). Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals. They offer tips, strategies and information on diverse topics like crisis and fraud, saving and investing, spending and borrowing, housing and transportation, taxes and more.
Click through and take a look at some of the tools like the Life Values Quiz, designed to help you better understand how and why you make financial decisions. Knowing your own habits and patterns is the first step to making positive changes in your financial life!
Are you looking for information on how to successfully repay your student loans and confused on how to begin? Whether public or private and no matter the amount of your student loans, don’t fret, as there are many more options in terms of repayment than ever before. Below, please find some helpful resources to get you started.
Heather Jarvis, a student loan expert, runs this website where you’ll find helpful information about all types of student loans, both federal and private.
Time.com provides this handy chart which lists all the federal student loan repayment options in one place.
If you’re finding it difficult to make the payments on your private student loans, refinancing is an option.
Some other helpful hints:
Remember that most U.S. college graduates have some sort of student loan debt. According to a new report by Student Loan Hero, now in 2018, there is approximately $1.48 trillion of outstanding student loan debt in the U.S. that affects 44 million borrowers who have an average outstanding loan balance of $37,172. So you are not alone!
Don’t be afraid to communicate more directly with your lender via phone or chat if possible; don’t rely solely on their mailings or emails for communication – stay on top of your information.
If you or someone you know is struggling and feeling out of options, please seek help. This article can help.