News from the Reference Desk Category: Education

Back to School with Good Money Habits

It’s back-to-school time again! MPPL wants to help young patrons, in alliance with their parents, learn about good money habits. The Consumer Financial Protection Bureau (CFPB)’s Money as You Grow webpage has tips and activities that can help grow the money skills, habits, and attitudes of children of all ages. Money as You Grow Bookshelf materials helps parents and caregivers bring money topics to life during the time they are reading with their children. This program provides a list of books that are commonly found in libraries or bookstores for children ages four to ten. There are free downloadable reading guides for each book that help parents and caregivers explain key money ideas, and includes questions and activities that can help children understand and use the key ideas in daily life. Take a look and see what we have available!

Vaping Becomes Epidemic in Suburban Schools

E-cigarette use (vaping) among teenagers is a growing epidemic that’s quickly outpacing other substances, such as alcohol, marijuana, prescription drugs and opioids, health experts warn. Vaping use in middle and high school students in the United States has skyrocketed with an estimated 3.6 million users in 2018. A common perception is that e-cigarettes aren’t harmful to users, however; the Daily Herald reports that the majority of companies add the addictive chemical nicotine to their vaping products. Furthermore, health officials report that vaping can cause severe respiratory problems including cough, shortness of breath, fatigue, fever, vomiting and diarrhea.

District officials for School District 214 say that vaping has exploded among their high school students and that it’s a top concern for them going forward. They have begun taking action to battle the epidemic by bringing in experts to do presentations for students, parents and teachers as well as installing monitors in areas students commonly vape like bathrooms and locker rooms.

To read more, visit: https://www.dailyherald.com/news/20190820/why-teen-vaping-is-an-epidemic-that-needs-urgent-attention-experts-warn

man using a vape

Photo credit: Vaping360.com via Flickr
License: Attribution 2.0 Generic (CC BY 2.0) – no changes made

Information gathered from The Daily Herald. 

Public Library Association and Capital One Offer Tools to Increase Financial Well-Being

The Public Library Association (PLA) and American Library Association (ALA) are working with  to bring innovative financial well-being resources to public libraries across the U.S. Through this project, PLA and ALA will help public libraries nationwide learn about Capital One’s , which teaches consumers basic mobile banking skills. Ready, Set, Bank is designed specifically for older adults, and offers numerous, unbranded videos to guide learners through every step of the process, with overviews and step-by-step tutorials to help them manage their finances online — regardless of where they bank. The curriculum is also available in Spanish, through .

May Is National Older Americans Month

Are you an older American interested in improving your financial literacy? Get informed with free tools and resources available at the CFPB’s Working with Older Adults webpage. You can also download guides for specific topics such as Reverse Mortgages and Managing Someone Else’s Money, as well as find informational blogs about related topics. Free publications—such as Money Smart for Older Adults and Understanding the Benefits of Social Security (in English and Spanish)—can be ordered here. The Administration for Community Living is the federal government agency that sponsors this observance. Get more information here.

Protecting Seniors from Scams in Assisted Living

Financial fraud and exploitation of seniors seems even more rampant than ever. This population, more vulnerable than others due to an uneasy relationship to rapidly changing technology in the internet age, is often targeted by those unscrupulous folk looking for an easily duped victim. While most of us undoubtedly do our best to protect our loved ones close to us, what happens when they’re no longer as much under our wing? The Consumer Financial Protection Bureau (CFPB) is here to help, with a handy manual designed to offer tips and strategies for caregivers and others responsible for the safety and well-being of those residing in assisted living facilities. Protecting residents from financial exploitation: A manual for assisted living and nursing facilities is published by the CFPB and provides practical advice on how to help protect seniors from falling victim to common scams or fraudulent schemes. Some of the most common include:

  • -The resident receives news about a prize or other windfall that requires payment of fees or taxes up front.
    -The resident is pressured to keep good news a secret until a transaction is complete or risk losing out on this one-time opportunity.
    -A caller constantly seeks more information and pressures the resident to comply.
    -A third party claims to be from a government agency, financial institution or other entity and asks for information that they should already have. A resident receives a lot of mail or email for sweepstakes, contests or other sources suggesting that he or she has already been scammed.

Review and download your copy today, and join the fight to protect our seniors!