Well, the holidays are over and it’s the start of another year–and another opportunity to reevaluate your financial life and practices, woo-hoo! The good news is that it just got a lot easier, thanks to all the wonderful resources and tools available at Smart About Money (SAM). Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals. They offer tips, strategies and information on diverse topics like crisis and fraud, saving and investing, spending and borrowing, housing and transportation, taxes and more.
Click through and take a look at some of the tools like the Life Values Quiz, designed to help you better understand how and why you make financial decisions. Knowing your own habits and patterns is the first step to making positive changes in your financial life!
It’s one of the things we all hear so much over the course of our lives–“find what you love to do and make it your career.” And while many have managed to find ways to accomplish this, for most of us it’s easier said than done. But that doesn’t mean it’s impossible, or that you shouldn’t even contemplate the possibility. The folks over at Practical Money Skills (produced by Visa, and one of the partners in this year’s Financial Literacy Summit held in April to kick off Money Smart Week) have put together a few strategies and guidelines to consider if you’re someone who is looking to make a change in their life and career.
In 2012, approximately 16.6 million individuals (or 7% of the population) over the age or 16 were victims of identity theft in the United States according to a report from the Bureau of Labor Statistics. The increasing number of security breaches occurring just in the past few months has made it imperative that consumers take precautions to safeguard their private information and to know where to turn and steps to take if they become victims themselves. The Federal Trade Commission’s Consumer Information website has an Identity Theft guide which provides useful and detailed information for victims and tips for those who would like to safeguard their identity. Specific sections (e.g. initial steps to take if you are a victim; what to do later in the process; how to safeguard your identity and different types of identity theft) are presented in an easy to understand format with helpful checklists to simplify the process.